The Government of India launched the Sukanya Samriddhi Yojana (SSY) under the Beti Bachao Beti Padhao campaign to encourage parents to save for their daughter’s education and marriage, ensuring a secure future for the girl child. List of Banks Offering Sukanya Samriddhi Yojana offers attractive interest rates, tax benefits, and a simple account opening process, making it one of the best long-term savings schemes for a girl child in India.
The government has authorized several public and private sector banks to offer Sukanya Samriddhi Yojana accounts. Here’s the complete list of Banks offering Sukanya Samriddhi:
Note: Most of these banks offer SSY accounts across their branches. It’s always advised to confirm with the nearest branch about SSY account availability before visiting.
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To open an SSY account, the following eligibility norms apply:
Understanding the key aspects of the SSY scheme helps in better financial planning:
Here’s how to open an SSY account at any authorized bank:
Tip: Many banks now also offer online downloads of the SSY application form to simplify the process.
Some banks offer the SSY Account opening application form online on their official websites. You can download, fill it out, and submit it at the branch along with the documents. Though the process is largely offline for now, online updates regarding balances and interest credits are available via net banking in some banks.
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The Sukanya Samriddhi Yojana (SSY) is a thoughtful initiative that ensures the financial independence of a girl child through disciplined long-term savings. With its high interest rate, tax benefits, and simple account opening process, it remains one of the most preferred schemes for parents. The widespread availability through both public and private banks makes it accessible to every Indian household.
By choosing any of the banks offering Sukanya Samriddhi Yojana Bank List, parents can easily open an account for their daughter and build a secure financial future. Whether you prefer nationalized banks or private sector ones, you can open SSY accounts at most branches, contribute to your child’s dreams, and enjoy both financial returns and tax relief. Don’t wait, open an SSY account today and invest in her brighter tomorrow.
SSY is a government savings scheme for the girl child under the Beti Bachao Beti Padhao initiative, offering high returns and tax benefits.
Major public and private sector banks like SBI, PNB, HDFC, ICICI, and Axis Bank are authorized to offer SSY accounts.
You’ll need the girl’s birth certificate, parent/guardian’s ID and address proof, and passport-size photos.
Currently, the application process is offline, but some banks allow downloading the form online.
The minimum deposit is INR 250 per financial year.
As of the latest update, it is 8.2% per annum (subject to quarterly revision).
Yes, the account can be transferred across authorized banks and post offices.
A family can open up to two accounts for two girl children (exceptions apply for twins or triplets).
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